About ramanujapuram

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Being Narendra Modi is the Most Difficult Job in the World

The year 2016 saw two different events across the Atlantic. One was Britain’s exit from the EU, or Brexit as it was called in common parlance, and the other was Donald Trump’s election as President of the USA. The two events had a common thread. In both, the so called Elite, or the ‘Liberals’, had rooted for the losing side.

Far away from Britain and the USA, an event, nay, a phenomenon had occurred in India, two years earlier. The ascendancy of Narendra Modi to being the Prime Minister of the World’s largest democracy was no less than a cataclysmic event for the so called liberals of India who had raved and ranted about him for twelve years using the foulest language possible. However, the Indian people voted for his party, the BJP, and he became the Prime Minister, despite the vilest propaganda unleashed against him by the media, his political opponents and a motley crew of artists, writers and similar riffraff comprising Sarkari freebooters who had been feeding off the exchequer, occupying prime real estate in what is called Lutyens Delhi. Some people use the term Lootyens Delhi as an appropriate description of the looters who inhabit it.

Let us now take our attention away from the hustle and bustle of India and look at the more recent Presidential election of the USA. From the very beginning, the pollsters and Pundits had predicted an easy win for Hillary Clinton as she had all the right antecedents. She was a part of the Washington system, having spent time as the First Lady after a fairly successful legal career. Then she became a Senator followed by a stint as Secretary of state, a very powerful position in the USA.

In the Democrats National Convention (DNC), she overtook Bernie Sanders to become the frontrunner for Presidential Candidate of the party. There are reports that suggest the vote was rigged in her favour as Bernie Sanders was perceived to be a weak candidate. Once Hillary became the candidate, it was expected that all she had to do was breathe and have a pulse rate to win against Donald Trump. But as the poet Robert Burns said

“The best laid schemes o’ Mice an’ Men Gang aft agley,

An’ lea’e us nought but grief an’ pain,

For promis’d joy! “


Once the results started coming out, after voting was completed, it became evident that Donald Trump would win. Some unconfirmed reports suggest that she took it very badly. However, nobody can be totally calm in defeat. Nonetheless, she congratulated Trump and addressed her disappointed supporters, contrary to rumours that said she would not do so.


Once the fact of defeat had started to sink in, the liberals could not stomach it and gave vent to their emotions in a violent way. Even now after Trump has taken over the office of President, Hillary’s supporters continue to create trouble. For example, we have these specimens




A sane view has also come out on Youtube like this one




If we think that the phenomenon of illiberal liberals is confined to the USA, we would be hugely mistaken. Fact is that in India too, illiberal ‘liberals’ show their intolerance by getting frustrated and exhibiting what can only be called aggressive and plain rotten behaviour.


The latest manifestation of the hatred of so called liberals and their comrades in arms is the plot to assassinate Narendra Modi.  It is a very real threat hatched by left wing extremists. However, it is a very strange cabal of assorted leftists, media members, opposition politicians, NGOs,  jihadi outfits and strangely, or not so strangely, evangelists and members of the clergy which have ganged up together to not only deny that there is such a threat but also to discredit Modi and to try and win the next Parliamentary election more by crook than hook!


Pat Condell echoes my views as he tears into liberals. Here’s my article on one that suggested that Narendra Modi makes peace with the liberals. In that article I had indicated that the entire first term will be spent in clearing up the mess of UPA.




The Modi  Govt has come after one that is known to have been very corrupt. Not a whiff of scandal has touched the Modi govt, thus far. However, the sins of the previous Government have been haunting it as the banks appear to have been pliant handmaidens of the previous Finance Minister. A number of loans were sanctioned under pressure and they have predictably turned sour.

Now, businessmen who were very happy with the previous corrupt Government are unhappy with the present one. And this is the fate of all clean people. Let me say that I have had a number of cribs against Narendra Modi. I am no blind supporter and have been very critical of the current dispensation not being strict enough against the corrupt previous regime.  My contention is that there have been several failings and this has resulted in a poor perception about the current Government in chasing and nailing culprits. Let me not get started on other failings. Still, the fact is that Modi has ensured that there is no big ticket corruption charge.

It is not as if there are no good things that have happened over the almost four years of Modi Raj. To just cite a few items on the credit side:

  • Jan Dhan accounts that have been opened. Approximately 300 million accounts have been opened with a zero balance stipulation. These accounts are being used to directly transfer subsidies to poor people without any middle men. Jan Dhan is the largest scheme of financial inclusion ever.
  • The Aadhar Card is a card used for identification of citizens of the country. This card has biometric information, though not on the card itself, that is accessible for use in KYC for bank accounts, mobile connections, gas connections and several other items that have been subjected to fraud and misuse. In addition it is compulsory to link the Aadhar card to Income Tax PAN or Permanent Account Number. This has helped in identifying many accounts with false names and at least 200,000 shell companies have been identified and closed
  • Goods and Services Tax has simplified taxation to a large extent
  • Demonetisation that rendered a large number of illicit cash holdings useless.
  • Infrastructure development has been done at a fast pace. New railway connections to distant places, highways being built much faster,
  • Electricity being given to villages that never had any in the past seventy years, solar energy being used to generate electricity
  • Energy saving through use of LED lights
  • Gas connections have been given to poor women who were using wood and coal earlier and smoke filled kitchens have been made smoke free. About 30 million women have benefited from this scheme
  • Urea was being diverted to factories and farmers were denied this vital fertiliser. Neem coating of urea has rendered it useless for chemical production and farmers are being supplied urea without any black marketing. The use of urea has become more efficient as neem enhances productivity of farms
  • Not only has inflation been tamed, the prices of commodities such as rice, pulses, cooking oil and even vegetables have been brought down considerably
  • The biggest problem of NPAs is being tackled by passing a Bankruptcy Law that has brought huge recoveries in the largest sticky loans

The above list is only about the domestic scenario and is not exhaustive. Governance has certainly become more accessible to people. One tweet to ministers sets in trail action on complaints.

Overseas, Mr. Modi has ensured that the image of India has only got better. He has talked to our neighbours, ensured that all but one of them, a basket case called Pakistan, are cordial to India. Earlier, there used to be a modicum of hostility towards India. The investments being made in India from overseas investors has risen sharply. The foreign exchange position has improved beyond imagination. The Indian Rupee has stayed steady against the US Dollar for a long time. It is difficult to enumerate all the good that has happened to India after Modi has taken over the reins of the country.

The failings of the Modi Government relate to the sins of omission rather than commission. Commissions were part of the previous government with its many corrupt ministers and a party president who had no qualms about making money.  Apparently the money was spread around in the media and even to other political parties. That would probably explain why parties from the left and the regional ones too, who have fought elections bitterly against the congress, rush to their defence in TV debates.

More recently, we have had the Cambridge Analytica (CA) fracas. It would seem that the congress had used this company that has been stealing data and using it to enhance the image of an utter duffer who is now the president of their party.

CA has a terrible image worldwide and they have been employed by the congress to create what one can only call ‘template violence’. There has been a good amount of frustration among the supporters of Narendra Modi. Like I said earlier it is only because people see what has not been done, rather than what has been done.


Now, first see why each one of these groups has a problem with Modi


Group How Affected Result Strategy
Media ·         No junkets with PM,

·         Channels required to spend own money to fly these bozos abroad.

·         No exclusive’news breaks,

·         No little brown paper envelopes allegedly provided by the congress

·         No iftaar or cocktail parties

Loss of credibility, outgo of money, no freebooting Bring down Modi
Left wing Search and destroy operations against comrades Fear and frustration Bring down Modi
Jihadi outfits Stern action against terrorists in Kashmir for now and defusing a number of terrorist plots Fear and frustration Bring down Modi
NGO outfits Cutting off the source of funds to NGOs without a proper licence Fear and frustration Bring down Modi
Evangelists and clergy No reason except that their agenda of converting Hindus is being curtailed due to lack of funds from NGOs, that were well funded by foreign sources, being used for conversions.

It also helps that till not long ago, India was being ruled, de  facto, by an Italian catholic lady

Fear and frustration Bring down Modi
Opposition politicians Loss of power with not much chance of displacing Modi Fear and frustration Bring down Modi


The latest outrage relates to an increase in the price of petrol by a mere 1.5%. The Modi Govt. has been slowly cutting subsidies on petrol and diesel and has therefore kept the prices of these fuels high. This was as per international norms where price of fuel is kept high to garner revenue for infrastructure and also to provide a disincentive for its excessive consumption. Increased consumption has a pronounced ill effect on the environment and the health of people. The trend has been towards increased use of public transport. However, it is convenient to overlook every good work done and focus on the one inconvenience.

Let us examine the way the so called liberals have reacted to various events: –

Event Reaction of Left Lobby Perception
Left and Naxal plot to kill Modi Denying that there is  a plot Unpatriotic behaviour
Release of surgical strike video First denying that there were surgical strikes and then saying it is being politicised Unpatriotic behaviour
Girl found dead in Kathua First said it was rape of a 7 year old and after J&K Govt arrested a few Hindu boys rejoiced. Later when a group demanded a CBI inquiry, as the J&K Police seemed to have purposely steered the accusations in a certain direction and allowed the real culprits to get away Unpatriotic behaviour
Hindu girl raped by Muslim in Mandsaur in MP and slashed badly Total silence from left lobby Unpatriotic behaviour


In addition, there seems to be internal sabotage within the BJP to let congi crooks escape. The judiciary also seems to be in the thrall of the congis, though I risk contempt of court to say that they are biased.

Modi has to contend with all this rubbish, a hostile media and Press, a venal opposition and a left lib lobby assisted by the corrupt media either indulging in sabotage or creating riots. In addition, all his good intentions and promises are being sabotaged internally, apart from that of the hostile opposition and the lootyens cabal.

However, I am yet to see anything but a dignified response to the abuses hurled on him. Here is one video where he explains how he keeps himself fit and enthusiastic. He mentions that he eats a kilo or more of abuses everyday! He has said once that a hostile press and media has actually kept him in the limelight. Otherwise he would have been an ordinary Chief Minister.  He has a punishing routine, being early riser and following a routine of Yoga, calisthenics and exercise that he performs on most days. The exceptions may, in my humble opinion, be on the days when he travels. Even there Modi is exceptional. He travels at night so that he does not waste time and money on staying in hotels. You and I end up tired and jetlagged even when travelling in business class on long flights. Even given the luxury of a chartered Air India plane, Modi is always seen to be fresh and enthusiastic after a long flight, sleeping on the flight and ready for whatever the day brings on arrival at his next destination.

There are a few failings of the Modi Government. Like I said earlier, they are the sins of omission. Much of what is happening is also a direct attribute of lack of majority in the upper house, an anachronism foisted on us by the British. The upper house has been sabotaging any good legislation. It is staffed mainly by unelectable congressmen and congresswomen. This is a temporary phenomenon that may well be corrected in a month or two.

Another factor is that the BJP has a shortage of people who are experienced in administration as well as in politics. That is a failing which may well be addressed in Modi’s second term. For now, he is the best bet for India.  I cannot think of any other leader in India who comes anywhere near him in stature and ability.

Modi  has become so tall that he reminds me of a story said about Amitabh Bacchan, the finest actor in the World and a superstar during his time. It appears that one of the producers said that the competition for Amitabh Bacchan was nonexistent, as he straddled the Bollywood universe from 1 to 10. The next star could only be No. 11!

Mahaghatbandhan anyone? Meet the no. 11s, RaGa, Mayawati, Akhilesh, Naidu et al! Soon to be forgotten characters!


Diamond Fraud and Beyond

One fact stands out starkly in the fraud committed on Punjab National Bank by Mr. Nirav Modi and his co-conspirators.

It is that such a fraud cannot be committed on this scale without the active connivance of a number of people, agencies, the banking regulator, RBI, and the Finance Ministry. To finally pin this fraud on two junior level officers is absolute rubbish. The facts tumbling out indicate that there was the tacit involvement of several political leaders, who rented out property to Nirav Modi or his co-conspirators, at exorbitant rents. (As I write this, one of the news channels says that some senior executives have been arrested.)

In my long career, as a banker and a consultant in the banking and financial services industry, I have been privileged to work with several seasoned bankers with fine minds. My Forex Guru is Shri Rajwade, who trained me in the nuances of forex and interest rate risks, and other risks in general, much before you could Google your way through life and obtain answers in a jiffy.

Later, about four and a half years back, in a bank in the Middle East, I worked on Operations Risk. I recall my boss asking me before I joined his team, about what I knew of Operations Risk and my reply was “Very little! But am sure I can learn!” My boss had worked with me earlier on another project in his bank and knew me and my abilities well enough to take me on board. (The previous project was considered ‘impossible’ by the powers that be in that bank. It was not only completed well on time but was closed out efficiently by my team.)  He was willing to take a chance on me, a 60 year old with vast experience in all other aspects of banking but hardly any on Operations Risk.

As I got deeper into the finer aspects of Operations Risk, there was a realization that this risk could well consume a bank. When I wanted to learn more on the subject, one of the best references I got was on RBI’s site. Their circular on Ops risk is very lucid and fairly comprehensive. It appears that the circular was neither read by any of the RBI officials, nor by other bankers in India!

What exactly is Operations Risk? Here’s the officially accepted definition from the Basel Committee on Bank supervision: –

“Operations Risk is the risk of loss resulting from inadequate or failed internal processes, people and systems or from external events. This definition includes legal risk, but excludes strategic and reputational risk.”

Note that the risk is in inadequate or failed internal processes, people or systems and external risks. Let us now link this with PNB’s fraud. The reason for the fraud, as per the bank, is that two employees sent out SWIFT messages authorizing Letters of Undertaking or LOUs. The bank also admits that the SWIFT system is not linked to the Core Banking System or CBS. Hence, these LOUs could not be verified by the higher ups within the branch. There are two failures here, one of failed internal systems and the other of people. Even if we, rather naively I must say, assume that these employees were the rogues, much like Nick Leeson who brought down Barings Bank with failed trades, there are the following questions: –

  • Did huge credits to the NOSTRO account of the bank go unnoticed, or were they deliberately ignored? (Against the LOU, a bank extends a buyers credit to the Indian party to purchase goods, in this case gold and diamonds. The proceeds are credited to the NOSTRO account of the bank for disbursement to the party, in this case Nirav Modi and his co-conspirators.) The flowchart will illustrate the mechanism of how Buyers’ Credits are structured.PNB LOU
  • The issuance of LOUs has purportedly been done without approval.
  • The LOUs are usually issued for 90 days and buyers’ credit is given against them. If they were not repaid on the due date, why did the banks that had extended Buyers Credit not invoke the LOUs?
  • The moment they did, it should have come to the notice of higher ups at the very top level, viz. ED, Chairman and MD and should have been reported to the PNB Board of Directors that includes representatives from the RBI and the Ministry of Finance.
  • How did the fraud continue even after this happened? (which also begs the question of where was the fraud?)
  • Am sure that there would have been some checks in the bank and in case these were not there, why were the regulators, the auditors and the statutory auditors silent
  • Why did the same officials handling foreign exchange in the branch continue working in the same desk for over six years? (In a career spanning 25 years in SBI, I was posted in 12 different positions in 23 years. Am not counting the two years of probation which was essentially a training period.)
  • My experience indicates that there are numerous audits conducted in any branch. We have internal audits, concurrent audit, bank’s own inspection department audits, Statutory audit at the end of the Financial Year, Risk audit, RBI audit and some I may have missed. Why did no one point out the unbridled misuse of SWIFT in the branch?
  • Every day, in any medium sized branch, the copies of SWIFT messages are scrutinized and anything unusual get flagged and investigated by the BM. Was this never done or was it done only to ensure that the BM did not miss his cut?

If someone had done just the above simple checks, no fraud could have taken place. It would appear to me that the credits extended to Nirav Modi may well have been paid on time or would have been replaced by another LOU for a larger amount. In such a case why did not the financing banks raise a red flag with PNB for not honouring the LOU? Such disputes invariably end up with the RBI. What was the RBI doing? From my not so limited experience, the RBI officials have only a general idea of banking and the nuances are not something they know very well. However, as a Central bank, they do not really have to get into the nitty gritty. This is not to say that the RBI officials are a set of ignoramuses. Far from it, they have done a great job of monitoring inflation, keeping a tight control on the value of the Rupee and on so many other matters at a macro-economic level.


The operations risks in a bank are mapped out and monitored through a process that starts with preparing what is called a Risk Control Self Assessment or RCSA by culling out the risks in the process and noting down these risks and the mitigants available for these risks. These risks are then given a rating on a five point scale. Later the KRI or Key Risk Indicators, and later, a heat map is prepared. The heat map will tell you how the risks stack up by the numbers. From the heat map, which uses a system of classifying the number of high risks, medium risks and low risks, the highest risks are monitored by high level executives and a KRI report has to be submitted very frequently, say once a fortnight.  Medium risks are monitored by personnel at a lower level. Low risks are monitored by people lower still on the totem pole. I do not think this ever happened in PNB.

From all the above points it should be fairly clear that the inflection points were ignored and PNB went about its merry ways. There is absolutely no way that the management of the bank would not have known that this kind of activity was going on in a key branch of the bank. That they chose to ignore it till they could not do so any longer indicates a cesspool of corruption that has caused major damage to the bank.

Risk assessment and control does not need sophisticated systems, just a few honest and well trained employees in key places. But if the bank has a bad reputation for a corrupt management and employees go with the flow, disaster follows as it has done. Let us pray that this is just one instance and not the tip of the proverbial iceberg.

I have not covered the risks of financing diamonds It is a business about which no one outside the diamond industry has the faintest idea. In addition, the assessment of credit is part of credit risk and not operations risk. Diamonds are not like gold where it is possible to use specific gravity and touchstone tests to measure purity. It requires tremendous expertise to detect fakes. Let us admit that bankers are not the best judges of real and fake diamonds. In addition, even if the diamonds are real, the assessment of value based on carats is beyond ordinary people.

I still remember the late 1980s when banks jumped into the business financing huge amounts to this industry, with eyes closed, as per my assessment. SBI had even opened a Diamond Branch near the hub of the diamond trade in Mumbai. The branch was headed by a DGM ranked official, very big those days. My discussions with a few people in the bank dealing with the business indicated a general cluelessness. To me, a person who had spent a fair bit of time in the finance of small businesses and one who would sign on the recommendation or sanction only after proper due diligence, this whole business should never have been taken up by the bank. The bank was probably motivated by the possibility of financing exports, fee based income and the existence of branches in the diamond centres of the World that depended on this business for their sustenance. Since I never was in the field of diamond financing and was so far down the totem pole, I did not break my head beyond a point.

However, the bank officials who permitted this kind of financing, the RBI and anyone and everyone in the Credit Committees needs to be hauled up for being foolhardy. Be that as it may, the entire episode has highlighted the fact that banks are clueless and have jumped with both feet first into deep waters without a lifebelt! Banking is a risky business but all risks need to be evaluated and mitigants should also be in place.

In the case of businesses that are considered high risk, banks should insist on adequate collateral security in the form of title to immovable property, term deposits, shares and insurance policies and whatever else they can lay their hands on to secure their loans or non funded exposures. That this did not happen is a sad story of greed and stupidity. One of the risk evaluations I did was on fraud risk. Every indication was that the diamond trade was fertile ground for fraud.

However, no fence can save crops if it starts feeding on them. No amount of risk assessment and study can do anything when officials of the bank are bent and are corrupt. Thank God that RBI has put a ban on financing Bitcoin!

An Open Letter to Honourable Judges of the Supreme Court and High Courts CC: All Concerned ‘Liberals’, Environmentalists, Brainwashed Hindus, Hindus in Name Only (HINOs), Arnab Goswami, Clueless Hindus

Dear All,


I am very grateful that the learned judges of the Honorable Supreme Court and some High Courts, notably the Bombay High Court, have applied their minds to better the air quality in two parts of the country, viz. the NCR and Mumbai. Unexceptionable as their actions may seem, and I am all for it, there are many other parts of the country that have a degree of pollution that would rival, if not exceed, the levels of these two metropolises. It is good though that they have begun to look at pollution in their cities of residence.

In the NCR for instance, it would be evident that the levels of pollution are high there, crackers or no crackers.

What are the sources of pollution, Milords?

The main ones are road dust, smoke belching chimneys, mainly from power plants located in the city limits and motor vehicles. In addition, garbage being burnt as well as crops being burnt outside the NCR also are major causes of pollution.

A study by two Professors from IIT Kanpur finds that the “..soil and road dust and airborne fly ash are the major sources of PM10 pollution in summer.” The position is no better in winter either. Quoting from the report again

“The second important component is the secondary particles (NO₃⁻+ SO₄⁻ +NH₄⁺), which account for about 13 percent of total PM 10 and combustion related total carbon (EC+OC) accounts for about seven percent.

The secondary particles are formed in the atmosphere because of reaction of precursor gases (SO2 , NOx and NH3 ) to form NO₃⁻,SO₄⁻², and NH₄⁺. The combustion related contribution is relatively less in summer. The Cl content in PM10 in summer is also consistent at 4-6 percent, which is an indicator of burning of municipal solid waste (MSW)”

I would like to clarify that PM refers not to Mr Narendra Modi but to Particulate Matter!

Fact is that while crackers do cause a spike in the pollution levels, they are not the main culprit. Deepavali is a festival that comes once a year and crackers are not burnt, excepting very sporadically, for the rest of the year.

Hence Milords, since crackers are associated with Deepavali for centuries and Hindus have an emotional attachment to crackers during Deepavali, banning the sale of crackers will be retrograde and could cause some social unrest.

From all accounts, all it has resulted in is an active black market in the trade. Besides, sale of crackers from sources outside the city delivered to people within the city would not be defiant of your order.

You may even decide to ban crackers outright next year but please understand that an order is only worth its enforceability quotient. If thousands and lacs of people decide to defy your ban, the Police can only make a few token arrests and allow the rest to go their merry ways. Worse still, the local thanedar will use this as a means to enhance his income by actively soliciting bribes for turning a blind eye.

I am not here to suggest solutions for the conundrum. But my two bits are given here.

The following have costs and am not sure Delhi residents would agree to these: –

  1. Stop power generation for three days of Deepavali
  2. Stop running heavy vehicles for three days of Deepavali
  3. Stop construction activity for those three days
  4. Ban air conditioning in homes, offices and vehicles

All this will reduce particulate matter and clean the air almost completely.

I very respectfully beseech you to stop allowing frivolous matters in your august Courts. While contempt of court is a crime, there is a lot of verbally expressed contempt for courts. It pains me to see the Honourable courts being abused by the public. Perhaps, one needs to hear the common people of the country a little more.

Incidentally, air pollution is only one part of the pollution tale. The other part is the ecological footprint of which everyone pretends to be blissfully unaware.

I found interesting statistics on the internet on water consumption for growing various foods. Here it is: –

13 litres of water for a tomato

25 litres of water for a potato

35 litres of water for a cup of tea

70 litres of water for an apple

75 litres of water for a glass of beer

120 litres of water for a glass of wine

140 litres of water for a cup of coffee

170 litres of water for a glass of orange juice

184 litres of water for a bag of potato crisps

200 litres of water for a glass of milk

2400 litres of water for a hamburger

15000 litres of water is needed to produce one kilo of beef

10500 litres for a kilo of mutton

4000 litres for chicken

6000 for a kilo of pork

Over and above the water needed for growing the animals for meat, there is a lot of water consumed in washing off the blood, dealing with offal and the waste generated by the slaughter of these animals.

It is evident, my Lordships, there is a lot more ecological damage caused by animal slaughter than a few crackers spread across the metropolises. Would you, as very respected and responsible members of the judiciary now kindly turn your attention to water pollution and eco friendly foods?

What Demonetisation Made me Grateful for in 2017

  1. We are still alive in 2017! So many died in 2016. As my libby friend says “Say a silent prayer for those souls liberated from Modi’s rule and ATM deaths!”
  2. Despite dire predictions of riots (by no less a luminary than the Chief Justice of India), starvation, destitution and what have you, demonetisation went off very well. On the last day of 2016 was able to draw money without difficulty, 100 Rupee notes too. All ATMs, at least near where I live, were well stocked and had no souls floating around except the security guard. Some Liberals inform me that the ghosts of those dead due to demonetisation are floating around ATMs. I would take that with a sackful of salt because Liberals lie all the time (it’s a global phenomenon). They claim they are atheists and should not therefore believe in ghosts and because all  ‘demonetisation deaths’ are the creation of the fertile imagination of Fiberals. Any death within 10 km of a Bank branch or ATM qualifies for Death by Demonetisation.
  3. All maids, drivers, cooks etc. who serve the toiling celebrities, were finally able to buy the provisions and vegetables so badly needed for keeping their family alive. These families had been starved by Modi for 50 days due to his thoughtless act of demonetisation. Incidentally, my maid only got delayed by an hour on one day for drawing money during the 50 day period. It is only maids, cooks and dhobis of celebrities who were not able to draw money. (Am rather surprised that labourers and farmers were the only ones that had to stand in queues every day for drawing money. Wonder if they earn that much.)
  4. Modi did not serve any surprises in his year end speech which benefited people buying homes, pregnant women and senior citizens. So those inclined to tipple did so without inhibitions. In fact so relieved were many men that some went on a grope binge on Brigade Road in Bengaluru. Only the cameras of Times Now caught them in the act. All the CC TV cameras installed by the Police could not capture the group grope better than Times Now. This allowed Navika to do an Arnab impression by saying “You saw it first on Times Now!” (Before someone shouts Misogynist, let me assure everyone that I am as anxious as anyone else to find the gropers.)
  5. My milk supplier and cable operator finally accepted cheques in payment. Thanks to Modi! Digital India or not, we had Cheque Payment India.
  6. The ATM in my apartment complex progressed from not having any money to having only Rs 2000 notes.
  7. I finally got the hang of PayTM and used it for the first time to pay my Uber cab today. I can now buy vegetables without having to say “Cash illa, aameli koduthini!” (No cash, will pay later!). Yes my friendly neighbourhood vegetable vendor accepts payment through PayTM
  8. The bakery on the Main Road near my place has applied for a POS machine and will soon accept cards.
  9. Ma Banerjee and Kejri went mad with grief when all their ‘donations’ evaporated in a trice. Their protests against demonetisation flopped as they could not ‘rally round’ their followers because their cash had turned to instant fertilizer.
  10. I can still touch my toes and see my chappals when I look down, as my middle age spread has not spread too far (for all those who think this is nothing, wait till you turn 64!). This is because of all the running around I did walking to my bank 3 km away! The collateral benefit of turning 64 is that I could stop singing the iconic Beatles song When I’m 64, as one looks pretty silly singing it when one has turned 64! For those who have not heard it, here it is! https://www.youtube.com/watch?v=vAzaOZfgf0M

Black and Blue

On 8th of November, at 8 PM, our Prime Minister announced that all Rs 500 and Rs 1000 notes would cease to be legal tender from midnight of that day. He made it clear in his telecast to the Nation that the move was aimed at hitting at black or unaccounted money and to curb terrorism that thrives on illegal funding. He also mentioned that our neighbours have been sending counterfeit currency to our country and this is being used to sabotage the economy and also to fund terrorists.

This is a very welcome move. The incidence of black money commenced with corruption of bureaucrats and politicians and took wings with funding provided to terrorists, and their active and tacit supporters in the political class, as well as bureaucrats and policemen on the take.

Let us now see the magnitude of the problem. Most of the currency in India, at least till midnight of the 8th was in the form of high denomination notes. As per the Finance Minister, 88% of the notes in circulation are high denomination notes. These notes are used freely mainly by people unable to convert black to white, or accounted money.  Let us assume that X is a bureaucrat who receives regular bribes in the course of his work. The bribes may be direct or indirect. Similarly, X could well be a politician vested with enormous discretionary powers to make or break a project that a businessman has invested time and money in.

For reasons of convenience, the money has to be paid in high denomination notes. The volume of bribes received by many officials is so huge that they often have no place to store the money. This money either fuels the sale of items such as jewelry, real estate or many things that are part of conspicuous consumption such as high end music systems, cars, crockery and others. These items are invariably purchased in cash and are in the names of third parties, mostly relatives.  I remember that a raid was conducted in the Sub Registrar’s office in Bangalore a few years back. The staff threw their bribes out of the windows so that they would not be caught with tainted money. They were obviously willing to forego their booty for the day, as there would be a never ending supply once the raids were over.

While these events are not likely to stop, their continued presence is a blot on an honest Government. In addition, there are other corrupt people. We have smugglers, black marketers, hoarders and several others who thrive on a tax free cash fueled business.

However, the biggest threat to the safety of our country is terrorism. Terrorists are sent with fake currency from across the border of our Western neighbor, Pakistan. There is also a fake currency industry operating from Malda in West Bengal. It is no coincidence that there is the involvement of a number of Islamists in this racket. Malda is a Muslim majority district close to the Bangladesh border. Here’s what Wikipedia says about Malda: –

“Malda is believed to be a hub of a fake currency racket. It is reported that 90 per cent of the fake currency that enters India from Pakistan via Bangladesh comes in from Malda which borders the neighbouring country.”

We come back to Pakistan as the source of fake currency. So, the fake currency manufactured by Pakistan comes to India through Bangladesh’s porous border with us. It also explains the extreme distress demonetisation has caused to Ms Mamta Banerjee, the honorable Chief Minister of West Bengal. We do know that Ms Banerjee, like those from many ‘secular’ parties is an Islamist appeaser. Unfortunately, her appeasement has gone beyond ‘accepted lines’ as she is now, to all appearances, in cahoots with traitorous elements in her state who have no qualms whatsoever, in debasing the Indian Rupee, by flooding the market with Fake Indian Currency Notes  aka FICN.

Let us see the effect this currency has on our market. If the price of say Sugar is Rs 40 per kg, an infusion of 10% FICN will see the cost jump up by around Rs 4, as per a very rough estimate, assuming that the supply does not change in any way. This is because an additional 10% of rupees would be chasing the same 1 kg of sugar. You and I, dear reader, have earned money the hard way, paid taxes on this amount earned, and buy whatever we need for the household form the tax paid money. However, those who have FICN in their possession have no taxes to pay and could potentially have an unlimited supply of cash.

In addition, those who have acquired money through dubious means by being corrupt, are also chasing the same goods with the huge amount of money in their purse. For such people, price is no object. Don’t be surprised if the same sugar goes up in price to Rs 50, thanks to the corrupt.

Here’s one more scenario that is being played out every day. The corrupt people take bribes in cash and in high denomination notes. They cannot know if they also receive a small part or much of their bribes in FICN. Even if they were able to detect fakes, their lack of integrity would not prevent them from buying goods with the fake currency.

Why is it possible to slip in FICN into the economy? There is a history behind it. We had outsourced printing of notes to overseas European and American companies. A lot of the history is provided in this link. Bottomline is that we have the same supplier of currency paper as Pakistan and there has been a compromise involving the printing equipment and Pakistan is flooding our economy with fake currency.

As can be seen, for various reasons, our currency integrity has been compromised over the years. Hence, the only way we can rid ourselves of fake currency is by going ‘cold turkey’, viz. by a one shot solution that deals a body blow to these fakes.

On the 8th of this month, Narendra Modi, our honourable Prime Minister, dealt this blow by announcing demonetisation of currency notes of value Rs 500 and Rs 1000. Predictably this caused a big furore. As I write this, both houses of Parliament have witnessed raucous scenes. The Opposition that believes it is their job to oppose, may well be within their rights to protest thus, actually have no leg to stand on. This move of Modi has exposed all people who oppose the demonetization as those with a lot of unaccounted money who are scrambling to save their shekels.

To top it all, they invoke their ‘god’, the forgotten common man! Here’s what the people think of Demonetisation.





In some places the immediate reaction was unfavourable, bordering on hostile. Mostly though, the public has borne the change with fortitude and are with the Government on this.

Obviously, this move would have some negative effect on businesses that depend on cash payments. How many of us who carefully pay our bills in stores and restaurants with cards, see some carrying wads of cash and paying for their purchases with it. All this, at least in the near future, would be a thing of the past.

Fallout of the episode has been a big spurt in mobile transfers of funds such as PayTM. Some vegetable vendors have installed Point of Sale (POS) machines to help customer without cash.


Or this one, the video is in Tamil, but the actions will tell it all


Overall, there has been a positive effect on people who feel that the Government has taken the right step for eliminating Black Money. The only people who are ‘blue’ are those with huge piles of useless cash lying in their homes, money that was acquired through loot, corruption or paid for aiding and abetting terrorism. Such people are singing a (unsolicited) dirge for the common people, who, to their intense discomfiture, appear to be perfectly happy with demonetization.

Let us see one more reaction, by a 73 year old gentleman from a posh area of Bengaluru, when asked what he felt like for having to stand in a long queue. Here’s what transpired: –

“A great reply by a senior citizen on the present scenario.

A person was standing in queue in front of kormangala HDFC bank to have his hard earned money deposited.

Then he asked reaction of 73 old senior citizen on how he is feeling about the government who made him to stand in a long queue.

The reply was really simple and amazing..

“If  I can stand in a long queue to have a 1 minute Darshan at Tirupati Balaji Temple and hope that everything in my life will be good after this , although there is no 100% guarantee for that,  why can’t stand now where I know it is definitely going to do good for my Nation INDIA.”

A great motivation for our new generation……Again a lesson coming from our elders …”

Tweet by @Frustitute


Having got all these reactions, there are a few relevant questions that have been asked about black money and demonetization that need to be answered.

  • Will this step remove black money from the system?

Answer: Our PM says this is the first step. (This step has met with a great response from the people, never mind the rudaalis (professional wailers) of the media!) Obviously, much more needs to be done, such as tracking and confiscating property acquired in false names by the corrupt. There is also a huge amount of money that has been remitted abroad to tax havens. This needs to be traced and brought back.

  • What about allegations by some politicians that demonetization was known to some businessmen in advance?

Answer: I will deal with one allegation made by a gentleman (and I use the term advisedly!) who has been called a lot of names and is famous for ‘shoot and scoot’.

This person said that the demonetization move was leaked to Mukesh Ambani, who used black money to fund his ambitious Reliance Jio project. In case you have been living like a hermit in a cave far away from wifi and mobile internet, Jio has provided free wifi to all users till 31st December 2016. Coincidentally, as per this politician, the last date for exchanging old notes is 30th December 2016. Hence, all revenues that accrue to Jio from 2017 would be in ‘white’ as against expenditure in black money.

One could call the politician in question a moron or worse. Fact is that he has a constituency of totally lamebrained followers who hang on to every word he speaks, believing it to be truer than the Gita, the Bible or any other religious text.

To answer this, we must say that Ambani must be remarkably prescient to know that Modi would ascend the PM’s seat in 2014 and demonetize high value currency in 2016, because Reliance Jio was conceived more than 5 years ago and work started on the project five years agao, when Modi was still CM of Gujarat, preparing to fight an election to give him a third term of office as CM of Gujarat.

Here’s what my take on demonetization. The reason it was done was only partly to remove black money cash from the system. It was, in my humble opinion, done only to stop funding of terrorists and their supporters in India. A lot of fake Rupees in high denominations has flown in through Bangladesh from Pakistan. The modus operandi is to use diplomatic bags to smuggle FICN to Bangladesh and then send it to India through Malda. This money is used for paying say stone pelters in Kashmir, terrorists coming into India through the Bangladesh border or through Kashmir.  Sometimes this is given to terrorists from Pakistan in that country. Overall, it is a devious plot to weaken India, a country that Pakistan can never compete with in any field of human endeavour.

Hence, demonetization has dealt a death blow to terrorist funding. It also shows that since there are no riots despite long queues in banks for exchange of notes, something that was easy to arrange for scumbag politicians, all disturbances were created using black money or FICN to pay rioters. Note how the entire opposition is in total disarray, unable to pay the crowds that come to their rallies, unable to fund their election expenditure and unable to come to grips with the changed situation.

In one swoop Modi has endeared himself to the people, destroyed black money that funds elections and made crooked businessmen run for cover. In addition, he has already pushed a number of people into the banking system, through Jandhan accounts. Small vendors are now using mobile transactions to get payments from customers. This has been a massive step towards financial inclusion and in due course, more people will have to pay taxes. It is possible to use a banking transaction tax to fund the budget. That’s another story!

For the moment, I am loving it! Seeing crooks being beaten Black and Blue!

Why Deify tipu?

It is perhaps strange that this post started with the grammatical error of using a lower case for first letter of a proper noun. I do it with good reason. Unlike Wodehouse’s character Sir Jasper ffinch ffarrowmere, in the story of Mulliner the inventor, who deliberately used small letters for his last name, my premise is that tipu does not even deserve to be mentioned except in the lower case.

To my mind, tipu was a tyrant whom we have no business to deify. The corrupt and anti National types, of whom I tweet on and write at length  in my blog from time to time, do it. In fact they talk of tipu as a great freedom fighter. Here is one example of how tipu demonstrated his ‘patriotism’


Here is his ‘kindness’ to his subjects


Kindness to his troops


Why British wanted to befriend him


All this taken from actual reports in The Times dating back to the 18th century, indicates that tipu was a cruel and barbarous person whose main function in life was to convert people to Islam or kill them if they disobeyed.

Sandeep Balakrishna’s book describes in detail the kind of tyrant tipu was.  Here is one article by Sandeep where he recounts in detail the tale of tipu’s  several atrocities across Karnataka and Kerala. Thanks partly to the conversion spree of tipu, Kerala has a significant Muslim population.

On a personal note, I would like to mention how tipu’s men, on the orders of tipu, killed a large number of people from my small community of Mandyam Iyengars.

On Naraka Chaturdashi, Deepavali day for most Hindus, Tipu’s men massacred around 700 or so people, men, women and children, who had gathered in a temple in Srirangapatna, for prayers and bhajans. Although some accounts say they were beheaded, the probable correct version, which I heard in Melukote a few months back was that the temple was surrounded, doors locked and the temple set on fire. This temple was not opened for over 200 years. This was the Mandyam Iyengar holocaust. The barbaric act was perpetrated by tipu to take revenge on Tirumale Iyengar and Narayana Iyengar, his dewans whom he suspected of perfidy. To this day, we Mandyam Iyengars belonging to the Bharadvaja gotra do not celebrate Deepavali on Naraka Chaturdashi.

Whatever happened was Godhra on a much larger scale. There was no justification for the barbarism of tipu who had destroyed and continued to destroy many temples. The only temples he spared were those of Ranganatha. When he was on one of his rounds, he came across a temple. On inquiring he was informed that it was a Ranganatha temple, although it was a Srinivasa temple. This temple stayed intact and is still referred to as Biligiri Ranga.

These are only some of the atrocities committed by tipu. Sandeep’s book Tipu Sultan, the Tyrant of Mysore will provide the details. It is available on Amazon and Flipkart

It is a pity that CM Siddaramaiah is planning to hold tipu ‘Jayanthi’ on Naraka Chaturdashi. Rubbing salt on Hindu wounds is par for the congressis who are worried only about their diminishing Muslim vote bank. One hopes that there is some sanity restored and this farce of deifying a tyrant and a scoundrel like tipu is halted permanently.

The Attempted Cultural Destruction of India

The brouhaha on conversions started because a few Muslims apparently became Hindus. This resulted in Parliament being stopped by the opponents of this conversion. However, when the Government volunteered to bring in an anti conversion bill, the opposition was not in a mood to relent or support the bill. This beats my understanding. If one is opposed to the conversion of foreign religions to Hinduism, you must be opposed to the reverse flow. Right? No, wrong apparently! This tells you a whole lot of how much the opposition parties, discredited and shunned in the Parliamentary elections of 2014 and in the Assembly elections before and after this watershed event still hang on to the coattails of secularism! Hoping against hope, these worthies think that their idea of secularism will find resonance among the Christists and Islamists of their flock.

The media, severely compromised, excepting for honorable persons such as Gaurav Sawant, never ‘realized’ that there were mass conversions happening in several parts of the country. They never were aware that the entire North East has become predominantly Christist. Christists there are fanatic to the extent that they disallow tribals who are not converted to celebrate their own festivals. But the media is blind to this. Is it because the media and press are funded by the enemies of Hinduism? Every possibility, as the evidence points to this fact.

My blog post of 2011 has more than hinted at this and has been endorsed by @mediacrooks who has come out with this more recent article in his blog. Then we have one more article. http://blogs.economictimes.indiatimes.com/et-commentary/conversion-a-new-breed-of-evangelical-groups-that-are-like-hyper-growth-startups/

by a person who should know the corporate world very well having worked in Infosys, one of the giants among IT companies in India. Mr. Mohandas Pai is a financial wizard who has worked as CFO for Infy and also as head of HRD.

Here are my simple conclusions about conversions. The fact is that conversions are part of a multibillion dollar enterprise that is also trans-national in nature. This is as bad for India’s religious fabric as trans fats are for the human body. In the case of any legitimate business enterprise, there is a hierarchical structure and a desire to maximize growth in number of customers as well as profits. In order to grow customers there are two routes, one to build a new set of customers who are first time users of your products. The other is to recruit the stars of a competitor and poach customers of their earlier company. This is a practice frowned upon in public and encouraged in private. Companies have got wiser and are tightening their processes and system security to ensure that information does not leak out. For instance, in a bank that I was a consultant to, I provided the keywords that could help in detecting information leaks. Further, emails were monitored to ensure that what went out was not a company secret. Hinduism is like a company which is still in the nineteenth century, a point I shall expand in the next paragraph.

Why are Hindus such an easy target for poachers? It is because we have not built a defence against such poachers. The Hindu way is one which accepts many paths leading to the Divine. The difference between Hindus and two faiths originating in the Middle East is that these faiths believe in one true God and that ‘their’ God is the only way. Hindus are a little too simple and cannot even envisage that there are poachers out there who want to convert and create enemies of Hindus. Building a defence comes when you realize that there is a threat and that you need to find ways and means to counter it.

We have two main religions converting Hindus and, in a few cases, Sikhs as well. The reverse conversion occurs rarely and when done with some fanfare results in a ‘Sicko backlash’. The logic is that it is fine to convert Hindus to desert faiths but not okay for them to return to their native faith. Why have we reached this kind of situation when anything favouring Hinduism is an RSS conspiracy or majoritarianism or saffronisation? The worst thing is that the idiots who try to thrust this logic down our throats are mostly Hindus. Correction, they are HINOs or Hindus In Name Only. Worse still, all that money flowing into India must also flow to members of Press, Media etc. who are either ‘entertained’ lavishly or simply bribed with money or favours.

Let us hark back to a time when Dalits converted en masse to Buddhism on the urging of Dr. Ambedkar. There never was a big hue and cry to the best of my knowledge, barring a few cluck clucks. Main reason was that Buddhism was considered a part of Hinduism and not an ‘alien’ faith. For that matter Jains and Sikhs have no inhibitions in going to a Hindu temple. Year before last, I celebrated Janmashtami in a Gurudvara in Dubai. There were Krishna bhajans sung by all and a statue of Krishna was decorated and worshipped. Lastly, Prasad of Kalakand was distributed to all present. One of the most beautiful shrines is the Gurudvara in Jebel Ali in Dubai. You will see more Hindus there than Sikhs. All worship there. Many Hindus recite the Gurbani and participate in the Langar, helping with the cooking and serving hundreds of devotees who flock to the Gurudvara. Let me also say that I found a peace in the Gurudvara which made me think that the shrine was not of an alien faith but our very own. You will not hear of a Hindu trying to make a Sikh a Hindu or vice versa. Both know that the other is really not another!

Not quite the case with desert faiths like Islam and Christianity. Both these faiths have a different agenda as their objective is not merely conversion to their way of worship, but to alter the culture of the convertee. Simple things like changing the name, creating new social customs, asking those converted to bring in more into the faith and also making them destroy the vestiges of Hinduism. One of the pastors exulted in some new member of his flock destroying the idols he used to worship. This is something which has come about as a second wave and is apposite for the Kaliyuga, where money power plays a prominent part.

It is unfortunate that we have not built a strong defence against religious poachers. This has to be tackled in a multi-pronged way. There really are no shortcuts.

Let us take possible strategies to tackle the menace of conversions. We should start by understanding what is the threat posed by conversions to Christianity and to Islam. Next we should observe and understand tactics and strategies employed by the convertors. Thirdly we must create a counter to each of their strategies.

As one can see, Hinduism or Sanatana Dharma is the enemy and the desert faiths are clear about the strategies they need to employ for getting people into their faith.

Here is a video by Dr Subramanian Swamy that tells you the true story of why Sanatana Dharma has withstood the efforts by marauders to convert the populace to their religions.

There is a combination of three factors that ensured against Islam getting a majority of Indians converted to their faith.

  • The first was a strongly rooted to tradition populace that were averse to abandoning their faith
  • There were many wars fought against Muslim marauders including the Moghuls and vast swathes of land were outside their rule. Further, Indians love heroes such as Rana Pratap and Lakshmibai , who fought valiantly, even if they did not win.
  • Third was a lack of a central authority, such as one book, one god etc. So destroying thousands of books in Nalanda, for instance, did not matter in that there were many other books elsewhere. Similarly destroying one temple or destroying the deities in the temples did not create a spiritual void in the hearts of devotees.

Actually Hinduism is a monotheistic faith in that we have “Sarvadeva Namaskaram Keshavam Pratigacchatthi.” (loosely translated all prayers to different Devas finally go to Keshava). However, it is a highly decentralised system.

Hinduism is a highly evolved faith, which provides for a graded ascendancy to merge with the Supreme. It also lays down at least four paths to the Supreme, which allows all people to aspire for a higher existence. It says that we are all God, “Aham Brahmasmi” but have not realized it yet. Desert faiths have God as a third party directing things from above! Surely one needs an anchor to guide one in times of difficulty and the idea that a supreme God sits somewhere and guides you to the right path would be comforting for simple folk.

Unfortunately, the question of God soon deteriorates into “My God is better that yours!” with desert faiths. However, in the case of Hinduism or Sanatana Dharma as it should be called, the recognition of diversity of faiths is built in and thus there is no attempt to ‘convert’ people to Hindus. One can say with absolute conviction that those who have adopted the path of Sanatana Dharma from Christianity or Islam (on rare occasions) have done so from conviction rather than compulsion. As a matter of fact, compulsion is totally alien to Sanatana Dharma.

Let us now come to, what I believe, is a well organized conspiracy against the culture of India. This has been going on for quite a few years and has been subtly used by India’s enemies. The fulcrum of Hindustan’s social existence is the Family. The family is matriarchal in nature de facto, and is patriarchal in name only. One can see the conspiracy against the Indian family by slowly letting the germ of an idea spread that it is okay to have live in relationships and ‘gay’ lifestyle and so on. Let us understand that being homosexual is something private and it is not part of Indian culture to flaunt it into the face of society. The bedrock of India is a monogamous heterosexual marriage and children born out of such a union are part of the family.

However, for the minions of media, this family is primitive and the West has a more open and liberal society where open marriages, live in relationships, gay marriage etc. have been accepted. We also know how dysfunctional their entire society is. In this regard, I went through a defence of Section 377A by the PM of Singapore and his speech is very illuminating. Remember that Singapore is a far more Westernised society than India but is still not prepared to accept an openly gay lifestyle. Here are the concluding remarks of his speech: –

“So, we will let others take the lead, we will stay one step behind the front line of change; watch how things work out elsewhere before we make any irrevocable moves. We were right to uphold the family unit when western countries went for experimental lifestyles in the 1960s – the hippies, free love, all the rage, we tried to keep it out. It was easier then, all you had were LPs and 45 RPM records, not this cable vision, the Internet and travel today. But I am glad we did that, because today if you look at Western Europe, the marriage as an institution is dead. Families have broken down, the majority of children are born out of wedlock and live in families where the father and the mother are not the husband and wife living together and bringing them up. And we have kept the way we are. I think that has been right.

I think we have also been right to adapt, to accommodate homosexuals in our society, but not to allow or encourage activists to champion gay rights as they do in the West. So I suggest, Mr Speaker, and I suggest to the Members of the House, we keep this balance, leave section 377A alone. I think there is space in Singapore and room for us to live harmoniously and practically, all as Singapore citizens together. Thank you very much.”

The conservativeness of India is something that has evolved over the years and despite a lot more of openness, our society is still based on family values. Please note that the society of Muslims and Christians is not very different and they have similar family values to that of Hindus. Despite some rhetoric about polygamous marriages, the vast majority of Muslims still have one wife and do not exercise a Shariah given right to marry four times!

Hence, the attempts by media, by Bollywood and its rootless stars, to make a more bohemian lifestyle the norm, have encountered serious resistance from our conservative society. Our society is still rooted to the values of family, of thrift and a virtuous life.

There are serious inroads being made and this is a Neo Macaulayian attempt to make India ashamed of its heritage and knowledge. Let us recollect what Lord Macaulay said

“We must at present do our best to form a class who may be interpreters between us and the millions whom we govern; a class of persons, Indian in blood and colour, but English in taste, in opinions, in morals, and in intellect. ….”

This is less malicious than this quote wrongly attributed to Lord Macaulay

“”I have traveled across the length and breadth of India and I have not seen one person who is a beggar, who is a thief. Such wealth I have seen in this country, such high moral values, people of such calibre, that I do not think we would ever conquer this country, unless we break the very backbone of this nation, which is her spiritual and cultural heritage, and, therefore, I propose that we replace her old and ancient education system, her culture, for if the Indians think that all that is foreign and English is good and greater than their own, they will lose their self-esteem, their native self-culture and they will become what we want them, a truly dominated nation.”

While this is the stick used to beat Macaulay with, it is something which has been taken seriously by the denizens of the media, no doubt helped by the ‘cultural indoctrination’ they have been subjected to by the likes of Prannoy James Roy and other suchlike characters who have tried their very best to demonise Hindus and to promote desert cults like Islam and Christianity with zeal envied by several missionaries. Why would they not do it? They are no doubt well funded through back channels. How else would a channel like NDTV survive even when making huge losses as per their own financial statements?

Ever since Narendra Modi became PM and started India on the road to development, Christian persecution became the theme. This started when President Barack Obama made this speech adding in it something about ‘religious tolerance’. Of course, none of the media Einsteins reminded him that there is no such thing as ‘religious tolerance’ in Sanatana dharma. There is only acceptance of varied forms of worship.

The Hindus are the most accepting people. They are ready to accept different Gods. For instance, my apartment has a Ganesh temple, but we regularly go the ISKCON temple as well. My pooja room has varied forms of Vishnu and Ganesha as well as Shiva in Dakshina Murthy form. We have a Shivalinga and a Saligrama, even if we are Sri Vaishnavas who do not normally worship Shiva.

The problems arise only when the desert faiths proclaim that their god is the only god. Hence, there is an attempt to convert ‘non-believers’ to their way of worship. This has resulted in families being torn asunder. One of the maids who worked in my house was named Padma, but she was a Christian. Her husband continued to be Hindu and did the Ayyappa pilgrimage annually, even as his other family members went to church. This is just one instance of conversion causing schisms n the family and breaking up society. This happens when a community is converted and some people stick to their native faith.

The Presstitutes never see any of these things. For instance, when the recent earthquake took place in Nepal, they never saw the selfless service rendered by the RSS, as the RSS is considered a ‘Hindu chauvinist’ outfit.

When Shri Mohan Bhagvat, the Sarvasanghchalak of the RSS mentioned that service needs to be done without trying to convert and made an oblique reference to Mother Teresa’s motives, the entire media headed by that super prime Presstitute Arnab Goswami went to town on Bhagvat, as if Mother Teresa were the purest of saints with no motive. Here is a quote attributed to her which exposes her love for suffering and poverty in others!

“One day I met a lady who was dying of cancer in a most terrible condition. And I told her, I say, “You know, this terrible pain is only the kiss of Jesus — a sign that you have come so close to Jesus on the cross that he can kiss you.” And she joined her hands together and said, “Mother Teresa, please tell Jesus to stop kissing me”.

Fact is that MT had absolutely no powers to do anything but mouth platitudes!

The Christian padres are an insidious force supported by foreign funds and from people who come on tourist visas to India and try to convert as many as possible. Here are a few examples sourced from Twitter

Shree Ray

Strong India@noconversion

Indian Missionary targeting Uttrakhand , they converted but are keeping “Hindu” names , to fool People ?? https://woh.org/work/ministry/garhwali …

Vivekananda's Message

Swami Vivekananda said that we do not just lose a Hindu when someone from Sanatana Dharma converts to Muslim or Christian, but we add an enemy.

Lastly, here is a wonderful and brilliant article by Rajeev Srinivasan, a true account of why conversions are taking place and why the ante has been upped by American missionaries and why their poodle #Presstitutes are on their side. Worst thing is that many of the #Presstitutes are ostensibly Hindus. But our country has a long history of traitors. Two come to my mind immediately, one was Jaichand and the other Mir Jafar.

The worst enemies of Hindus are not Muslims and Christians. They are the Presstitutes and other useful sicko idiots, mostly Hindu, even if in name only!